Realtor & Loan Officer

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Showing posts with the label 貸款方案

货比三家，承诺帮客户拿到满意的利率

- November 21, 2019

在美國，除了大银行外还有贷款经纪公司专门提供房屋贷款。客戶們在寻求房屋贷款时，大多数人都愿意货比三家，然后选择谁能够提供最低利率的贷款产品。而房屋贷款经纪(Mortgage Broker)正是在货比多家的基础上为客户获得最佳的贷款产品。我們提供多渠道全方位的贷款解决方案，熟悉各lender 的guidelines，可以幫客戶抓住更好的利率，更多的优惠更多的先机。我們提供一站式服务；客户填写一份1003 Loan Application申请表，不需要自己询问多个贷款方的报价。我們幫你shopping around，省去很多的時間。我們幫您去查一次的信用度，在三個月以内就這信用報告都可以用。如果你自己去找每一家公司做，找了兩三次信用分數也許就會開始下降。更多种类的贷款产品选择，利率选择权更强- 通常能够获得比大银行更好的利率和我們的lender credit 可以cover銀行費用。更有经验，抵押贷款专家。了解不同的貸款需求，再給以不同的貸款方案。可以为银行难以批贷的人搞定抵押贷款，例如自雇人士和信用记录不良的人。在别家银行对您说NO的时候，我们依然说YES! 如果还有更多问题，Googain 的贷款专家 Katty Wong 欢迎您來電話询問。 Tel: +1 (408) 386-1530 我是全職房地產經紀。如果您還有任何貸款灣區房地產問題電郵: kattyrealtor@gmail.com Wechat: katie_w0 DRE#: 02032778 NMLS#:1494343 Googain Inc. dba MaxReal Website: https://www.kattyrealtor.com/

🌠 Stated Income-Purchase/Refinance👉 One- moth Bank Statement Program for Self Employment🌠

- October 07, 2019

Program Details: Self- Employed . Up To $5 Mil. 650 min Credit Score . One Month Bank Statement Program LTV: 75% Purchase/ 70% Refinance Loan amounts: $150,000- $5mln Owner Occupied Transaction/ First time home buyers SFR / Condo / Townhouse Property Types Program Highlight: 👉Rates as low as at 4.5% - 4.75% (floor rate) 👉5/1 ARM, 7/1 ARM, 30YR Fixed, 40YR IO (fixed or adjustable 👉 Minimum 650 FICo 👉No P&L, 4506T, No Reserves, No MI 👉 Self-employed borrowers (we will need to have CPA letter stating the borrower has been self- employed for at least 2 years or Business License) 👉 Latest month per bank statement/ No non-sufficient funds/ Positive ending balance 👉For the income, we need to have borrower handwritten the amount he/she makes 👉Cash out is unlimited Program requirement: US residents Twenty four (24) month recent mortgage history required Property condition good/ No rural No Reserve funds required No Charge Offs...

給大家介紹：利用RSU收入貸款 & Amazon員工的特別貸款計劃

- September 17, 2019

低房屋贷款利率和强劲的就业市场推动住房屋市场. 現在正值買房的好時機。想用RSU Income 去貸款買房嗎？我們有特別的貸款計劃給您。請打電話 Katty 408.386.1530 我是全職房地產經紀。如果您還有任何貸款灣區房地產問題請聯繫：408-386-1530 電郵: kattyrealtor@gmail.com Wechat: katie_w0 DRE#: 02032778 NMLS#:1494343 Googain Inc. dba MaxReal Website: https://www.kattyrealtor.com/