🌠 Stated Income-Purchase/Refinance👉 One- moth Bank Statement Program for Self Employment🌠
Program Details:
Self- Employed . Up To $5 Mil.
650 min Credit Score . One Month Bank Statement Program
LTV: 75% Purchase/ 70% Refinance
Loan amounts: $150,000- $5mln
Owner Occupied Transaction/ First time home buyers
SFR / Condo / Townhouse Property Types
Program Highlight:
👉Rates as low as at 4.5% - 4.75% (floor rate)
👉5/1 ARM, 7/1 ARM, 30YR Fixed, 40YR IO (fixed or adjustable
👉 Minimum 650 FICo
👉No P&L, 4506T, No Reserves, No MI
👉 Self-employed borrowers (we will need to have CPA letter stating the borrower has been self-
employed for at least 2 years or Business License)
👉 Latest month per bank statement/ No non-sufficient funds/ Positive ending balance
👉For the income, we need to have borrower handwritten the amount he/she makes
👉Cash out is unlimited
Program requirement:
US residents
Twenty four (24) month recent mortgage history required
Property condition good/ No rural
No Reserve funds required
No Charge Offs, collections or tax liens last (3) years
No Mortgage delinquenct last five (5) years
No Secondary financing is allowed
Thinking to purchase/ refinance?
Call Katty ☎408-386-1530 on today for more information.
✉ kattyrealtor@gmail.com
Realtor & Loan Officer
CalBRE#02032778 NMLS#1494343
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