Making dreams possible- FHA LOAN

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Owning a home. It’s a dream shared by many people. But for those who have lower income, especially if they have less than perfect credit, that dream may seem out of reach. Impossible. Fortunately, this is not true. An FHA loan can be the answer to turn the dream into a possibility.

 An FHA loan is a viable option for people who don’t make lots of money and/or who may have had some credit issues. This loan is designed to help those who may not have the opportunities others have when it comes to financial stability and success.

 People who seek an FHA loan may not have enough money for the standard down payment that most loans require. However, with an FHA loan, a buyer is able to put down just 3.5 percent of the cost of the home instead.

 The lower down payment isn’t the only advantage. FHA loans are also easier to get because they aren’t as strict when it comes to the qualifications. As long as the person has enough money for the down payment and to pay the monthly mortgage payment, the loan is more likely to be approved.

 The most important thing you need to make this dream possible is the down payment for the home. Set a goal, create a budget and start saving. This is a great time to contact your lender to see how much house you can afford. This will allow you to calculate how much you need for the down payment. And you can get some idea of how long it will take you to come up with the down payment.

 Your FHA lender is a great resource to help you learn about FHA loans. Don’t find the perfect house then start asking about loans. Visit with your lender first. Your dream of owning a home can become a reality, and there’s nothing sweeter than that.

Contact us for more homeowner knowledge and strategies.

Realtor & Loan Officer
我是全職房地產經紀。如果您還有任何貸款 灣區房地產問題
請聯繫：408-386-1530
電郵: kattyrealtor@gmail.com
Wechat: katie_w0
DRE#: 02032778 NMLS#:1494343
Googain Inc. dba MaxReal
Website: https://www.kattyrealtor.com/

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